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Is the charge made according to actual usage or are you expected to pre-pay for a potential overage? It is better not to go for hosts that expect you to prepay for overages, since it is very hard to forsee when your site will exceed its bandwidth and by how much.
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Make sure the host has the payment option your looking for. I don't even think twice about a host that doesn't accept paypal.
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Look at your current usage and double it at least, triple is even better because coming half way through the month and running out of bandwidth is probable the worst thing you can do for your website.
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I recently upped my home fios speeds to their max for residential since i do work from home often..
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But, if you want to try and host from home, you need to remember that servers won't be able to send email out port 25 and you are susceptible to power outages, etc..
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